Author:Joe Luedtke

Joe Luedtke is LPi and is currently leading LPi’s efforts to move into the on-line world. Joe works for the world's largest and oldest social network, religion, and believes that this social network could benefit tremendously from the the proper use of Internet technologies.
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  • Malena

    What about using Square?

    • Joe Luedtke


      Square is a very interesting and potentially disruptive technology for the entire credit card industry as well as the online donation industry segment. With a fixed fee of 2.75% its cheaper than some online donation systems. I think its a potentially very useful tool for taking in one-time payments via credit card. There’s two things that are problematic with it for a broad solution for your typical church though:

      1. It doesn’t do recurring payments (i.e. recurring weekly / monthly donations). That’s the real benefit of an online donation system. Most parishioners give when they go to church, but with the average church going Catholic only going 40 weeks per year, they don’t give as much as they plan on doing when they pledge. Recurring donations ensure the donations always occur whether they’re in the pew or not.

      2. Square is solely credit card focused. Online donation systems need to be a both ACH (checking and savings account) transactions as well as credit card transactions. ACH transactions typically have noticeably lower fees than credit card transactions.

  • merchant credit card processin

    You have beautifully explained the importance and updated news on the Payment Gateway Services. Keep up the nice posting as I have subscribed to your blog.

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  • Skutch

    I have a client who is experiencing a lot of stolen card tests to their donation form (they’re using PayPal Payments Pro) – is there a reasonable way to prevent fraudulent these submissions?

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